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Also $200 cash back on a $3,000 spend. Earn 3% cash back on phone, internet and cable services. What's even better is that the card has no annual fee and offers 15,000 bonus points after you spend $500 within 90 days of opening your account. Earn up to 2% cash back: For a limited time, consolidate your business expenses with a 0% intro apr on balance transfers for 18 months;
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